Riskalyze - Do you know your risk number?
Conservative (1-29) - Target 23
A conservative fund should land between 1-29. The risk score is calculated based on the standard deviation and overall volatility of the fund. As a conservative fund it has a relatively low volatility compared to the market which has a risk score of 78. The expected return for a conservative fund would typically be lower than funds with higher risk scores.
Moderate-Conservative (25-46) - Target 38
As shown in the example below: this fund has a risk score of 26 (Mod-Conservative).
Moderate (39-60) - Target 51
A Moderate fund should land between 39-60. As shown in the example below: this fund has a risk score of 47. The risk score is calculated based on the standard deviation and overall volatility of the fund. A moderate fund would be considered to have middle of the road volatility, where as its not too conservative or risky. The expected rate of return should be higher than a conservative fund but lower than an aggressive fund.
Moderate-Aggressive (54-76) - Target 65
As shown in the example below: this fund has a risk score of 72 (Mod-Aggressive).
Aggressive (66-99) - Target 75
An aggressive fund should land between 66-99. As shown in the example below: this fund has a risk score of 91. The risk score is calculated based on the standard deviation and overall volatility of the fund. An aggressive fund would be considered to have high volatility compared to the market, with the expected higher volatility there is also an expectation of higher returns.
